On December 1st, 2025, something happened that will affect every single American — whether they realize it or not.
The Federal Reserve Bank quietly flipped a switch. They ended quantitative tightening. And the very next day — just 24 hours later — they printed $13.5 billion and injected it directly into our economy.
That’s the second-largest single-day money injection we’ve seen since the pandemic.
But here’s what should terrify you: this is just the beginning.
One week after that initial injection, the Fed committed to printing $40 billion in new money every single month. And if history is any guide, that number is going to accelerate dramatically in 2026.
Most Americans won’t understand what just happened until they start feeling the pain. By then, it will be too late.
What “Ending QT” Actually Means for Your Money
Editor’s Note: “A Strange Day is Coming to America – Are You Prepared?” Something far more consequential for your money than tariffs is unfolding behind the scenes… Tucked inside this overlooked directive is a plan set to be executed for the first time in U.S. history. One Stansberry Research’s Senior Partner says it’s set to trigger a rare window for potentially explosive gains in ONE asset immediately. (Not AI or crypto). Wall Street insiders are already positioning themselves… and he insists you should, too, before it’s too late. Get the full story here… [Full Story]
Let me translate the Fed’s jargon into plain English.
Since 2022, the Federal Reserve has been running a program called “quantitative tightening” — essentially trying to pull excess money out of our economy to fight the worst inflation we’ve seen in over 50 years.
That program is now over.
The Fed has reversed course. They’re no longer removing money from the system. They’re creating it. Billions upon billions of new dollars, conjured from nothing, flooding into an economy that’s already drowning in debt.
Why did they flip? Because they’re worried about the job market. They’re worried about economic growth. They want to “stimulate” things again.
Sound familiar?
It should. We’ve seen this movie before. And we know exactly how it ends.
The 2020 Playbook — And Why This Time Is Different
Cast your mind back to 2020.
When the pandemic hit, the stock market fell at the fastest rate since the Great Depression. The Fed responded with two weapons: they slashed interest rates to zero, and they launched quantitative easing — money printing on a scale never before attempted.
Related: 2 Nobel Prize winners warn of once-in-a-generation wealth shift…
Trillions of dollars were created out of thin air. The government spent this newly printed money on stimulus checks, PPP loans, grants, and unemployment benefits.
The result? We witnessed the fastest stock market rally in the history of financial markets. The same year that saw the fastest crash also saw the fastest recovery. Both extremes, driven by one thing: the Federal Reserve’s printing press.
But there was a consequence.
By 2021, inflation exploded to levels not seen in more than half a century. The cost of everything — food, gas, housing, healthcare — surged beyond what most families could handle.
That’s when the Fed hit the brakes with quantitative tightening in 2022.
Now they’ve taken their foot off the brake. And they’re pressing the accelerator again.
But here’s what’s different this time: AI didn’t exist in 2020. Not like it does today.
The AI Factor: Why This Stimulus Won’t Save Jobs
In 2020, when the Fed flooded the economy with cash, businesses hired workers. Stimulus money flowed through the system, and employment surged alongside stock prices.
That equation has fundamentally changed.
Today, companies are using stimulus not to hire more humans — but to replace them with artificial intelligence. The technology has advanced so rapidly that businesses can now achieve greater efficiency with smaller workforces.
Think about what this means.
The Fed prints money to stimulate the economy. That money flows to corporations. Corporate profits surge. Stock prices rise. But instead of hiring workers, companies invest in AI agents and automation.
Editor’s Note: One of the biggest stock market events in 25 years is rapidly unfolding… The economist who predicted the 2008 Financial Crisis says it will be: “The Biggest Crash of Our Lifetime.” Cutting the entire tech market by HALF – virtually overnight. This is why the world’s financial elite are panic-selling stocks at the fastest rate in a decade. [Full Story…]
We could be entering a period where corporate profits grow explosively while job creation stagnates — or even declines.
The growth of AI is happening faster than the internet. Faster than social media. Faster than blockchain. And most Americans simply cannot keep up.
Our economy is shifting. But the people in it are not.
The Hidden Tax You’re Already Paying
Here’s what the Federal Reserve will never tell you directly: money printing is a tax.
When the Fed creates new dollars, they don’t create new wealth. They simply dilute the value of every dollar already in existence.
Before 1971, our money was backed by gold. If the government wanted to print more dollars, they needed more gold to justify it. There was discipline built into the system.
Then President Richard Nixon did something that changed everything. Facing mounting debts and the threat of bankruptcy, he “temporarily” took the United States off the gold standard.
That temporary measure became permanent. And it opened the floodgates.
Since 1971, the Fed has been able to print unlimited amounts of money. They lend it to the government. The government pays its bills. Problem solved — except for the inflation that inevitably follows.
Every time they print, your savings lose value. Every time they print, your salary buys less. Every time they print, the gap between the wealthy and everyone else grows wider.
The Math That Should Keep You Up at Night
Editor’s Note: Bill Gates sold 500,000 shares of Microsoft. Jeff Bezos filed to sell Amazon shares worth $4.8 billion. Warren Buffett just liquidated billions of shares. What is going on? It’s something we haven’t seen for more than a century… [Full Story]
Let’s make this concrete.
Current inflation is hovering around 3%. If you have a million dollars sitting in a savings account earning 1% interest, you’re not growing your wealth. You’re losing it.
After one year, inflation has effectively stolen $20,000 of your purchasing power. Your bank statement might show a small gain, but in real terms — in what your money can actually buy — you’re poorer.
The same applies to your salary.
If you receive a 2% raise next year but inflation runs at 3%, you haven’t gotten ahead. You’ve fallen behind. You’re making more nominal dollars that buy fewer real goods.
This is the hidden robbery that most Americans never see coming. They work harder, save more, do everything “right” — and still feel like they’re falling further behind every year.
That feeling isn’t in your head. It’s mathematics.
Why the System Is Designed This Way
I’m going to tell you something that might make you uncomfortable.
Our economic system is specifically designed to benefit investors over workers and savers.
Think about how money flows through the economy. Every person is a consumer. Rich, middle class, poor — we all buy things. We go to Amazon, Apple, Walmart, and Kroger. We hand over our dollars.
But where do those dollars go?
Workers receive wages. But the profits — the real wealth creation — flows to the owners. To the investors.
Now add inflation to this picture.
When prices rise, consumers pay more at every business they patronize. Workers might get small raises, but the bulk of those extra dollars flow straight to the investor class.
This is why Wall Street celebrates every time the Fed hints at rate cuts or new money printing. They understand what most Americans don’t: stimulus benefits asset owners first and foremost.
The workers and savers? They’re left fighting over the scraps while their purchasing power erodes.
What Comes Next
I don’t have a crystal ball. I cannot tell you whether markets will crash tomorrow or rally for another year.
But I can tell you this with certainty: the trajectory we’re on is unsustainable.
The Fed is caught in a trap of their own making. Print money, and you get inflation. Stop printing, and the economy contracts. There’s no painless exit from decades of monetary manipulation.
We could see a recession in 2026. We could see markets continue climbing on a wave of freshly printed dollars. Most likely, we’ll see both — asset prices inflating while the real economy struggles and ordinary Americans fall further behind.
The one thing I’m absolutely certain of: sitting in cash is a losing strategy. Every month that passes, every new injection of liquidity, every trillion added to the national debt — it all erodes the value of dollars sitting idle in your bank account.
Editor’s Note: The expert who predicted the 2022 crash just issued what he calls the most urgent warning of his career. He says what comes next is all written down in black and white… It’s gone “viral” in the hedge fund circles… and yet practically nobody on Main Street understands “The Mar-A-Lago Accord.” He lays out all the proof… plus a detailed plan for exactly what to do. (And it doesn’t require shorting… options… or perfectly “timing the market.”) You must see this new warning today. [Full Story…]
How to Protect Yourself
If you understand what’s happening — if you see the Fed’s game for what it is — then you have an obligation to position yourself on the winning side of this equation.
Here’s how smart investors are thinking about preservation and growth in this environment:
Become an investor, not just a saver. The system is designed to benefit those who own assets. If you’re not investing, you’re guaranteed to lose ground to inflation. Even modest, consistent investing in broad market funds can help you keep pace with monetary debasement.
Editor’s Note: The America you knew is dying in front of you… Here’s your financial lifeline [Full Story…]
Consider gold as insurance. Gold has served as a hedge against currency debasement for thousands of years. People don’t buy gold because it generates yield — they buy it because it maintains purchasing power when paper currencies fail. Central banks around the world have been accumulating gold at record rates. Perhaps they know something.
Understand Bitcoin’s role. Bitcoin is more speculative than gold — it hasn’t proven itself across centuries the way precious metals have. But its fixed supply makes it attractive to those worried about unlimited money printing. Whether you view it as digital gold or a speculative bet, it represents an asset that central banks cannot print into oblivion.
Adopt the ABB strategy: Always Be Buying. Set up automatic investments. Every week or every month, have money move from your checking account into investments. Do this when markets are up. Do this when markets are down. Do this regardless of who’s in the White House or what the headlines say. Consistency beats timing.
Focus on assets that benefit from inflation. Stocks of quality companies can pass along price increases to customers. Real estate generates rental income that rises with inflation. These assets don’t just preserve wealth — they can grow it even as the dollar declines.
The Bottom Line
The Federal Reserve just fundamentally shifted their policy. They’ve gone from trying to fight inflation to actively creating the conditions for more of it.
This will affect your savings. It will affect your salary. It will affect your ability to retire, to provide for your family, to maintain your standard of living.
Most Americans won’t realize what’s happening until the damage is done. They’ll wonder why they work so hard and never seem to get ahead. They’ll blame themselves for financial struggles that are actually the predictable result of monetary policy.
You don’t have to be one of them.
The Fed has shown their hand. They will print. They will inflate. They will protect the financial system at the expense of the currency.
Your job is to position yourself accordingly.
The clock is ticking.
— Tom Anderson Wall Street Watchdogs
Wall Street Watchdogs is committed to uncovering the truth about financial markets and helping individual investors prepare for systemic risks that mainstream media won’t discuss. We receive no compensation from the companies or assets we analyze. This article is for educational purposes only and should not be construed as investment advice.
